Terms and conditions

This web site is maintained by Policy Partners Pty Ltd (ABN 66 169 754 278) and may be used for informational purposes only. By using this site or downloading from it:

  • you agree to be bound by these "Terms and conditions"

  • you acknowledge that you have read the "Privacy policy" and these "Terms and conditions" before using this site

If you do not agree to abide by these "Terms and conditions" do not use this web site or download any information from it.

The information on this web site is intended for Australian residents and provides information relating to products and/or services offered by Policy Partners Pty Ltd in Australia.

Policy Partners Pty Ltd grants you limited right to access, display and use this web site and the information provided on it. This right is upheld under the condition that you do not interfere or attempt to interfere with the operation of this web site. You may download the information on this web site for informational use only and cannot reproduce any content for commercial gain.

As a service to users, Policy Partners Pty Ltd may provide links to third party web sites operated by separate entities. If you decide to access these third party web sites, you will leave the Policy Partners Pty Ltd web site and enter the linked third party web site. These external information sources are outside of Policy Partners Pty Ltd's control. You do so at your own risk and waive any claims or actions against Policy Partners Pty Ltd with regard to any issues arising from your use of the third party web site. It is your responsibility to evaluate information on third party web sites and to take all possible precautions to guard against viruses or other hazardous elements.

Under no circumstances will Policy Partners Pty Ltd be liable for the accuracy of the information published on this web site. Policy Partners Pty Ltd has made every effort to ensure that the information presented on this web site is accurate and complete. However, Policy Partners Pty Ltd does not warrant the accuracy or completeness of information presented and strongly recommends that users verify the accuracy and completeness of information presented before committing to any course of action. Policy Partners Pty Ltd has no control over third party web sites, and therefore gives no warranties and makes no representations in respect to any information contained within them. Policy Partners Pty Ltd has taken precautions to ensure that this web site is free from viruses, but does not warrant or represent that there will not be viruses or other destructive properties. You accept that downloading from this web site is done at your own risk.

Policy Partners Pty Ltd accepts no liability for any damages, loss of data, costs, losses or expenses of any sort (whether direct or indirect) incurred by you as a result of your accessing the Policy Partners Pty Ltd web site or due to any error, omission or misrepresentation in any information presented on this web site. Policy Partners Pty Ltd also accepts no responsibility if this web site unavailable at any time.

Policy Partners Pty Ltd reserves the right to change any content on this web site without notice.